FINANCIAL CAPITAL FOR CHURCHES

Individual Retirement Accounts

Invest in a bright tomorrow. Help churches grow today.

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1953

established

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$650 million

total assets

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850+

church & ministry partners

Your IRA can transform churches and communities.

When you invest your retirement dollars with CDF Capital, you’re gaining more than just interest for the future. You’re partnering with us to help other churches grow. Through investments from people like you, we help churches get the resources they need to transform communities.

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3 IRAs Available

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Traditional IRA

Earn tax-deferred interest for contributions, which may also qualify as tax deductions.

  • Tax-deferred earnings
  • $1,000 minimum investment
  • $5,500 annual contribution limit*
  • No limits on transfers
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ROTH IRA

Invest up to $5,500 a year* of post-tax income, and earn tax-free interest as your IRA grows.

  • Tax-deferred earnings
  • $1,000 minimum investment
  • $5,500 annual contribution limit*
  • No limits on transfers
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SEP

The Simplified Employee Pension (SEP) IRA is designed for small business owners who want to provide a retirement plan for their employees. Both employers and employees receive tax deductions on SEP contributions up to $51,000 or 25% of income per year (whichever is less).

You can contribute to a SEP in addition to your Traditional or Roth IRA in the same year, though contribution limits apply.

Vesting in a SEP IRA is immediately 100%.

Features

Auto-Investments

To make your investing experience as simple as possible, we offer automatic ACH deposits into any of your CDF Capital investments via CDF Direct.

Interest Calculator

Use our interest earnings calculator to estimate your return.

How to get started

Through investments like yours, CDF helps churches grow.
Call us to explore which investment options are right for you.

Ready to transfer your IRA? We will do the paper work for you!
Simply complete our IRA transfer form to get started.

888-540-7112

* $6,500 a year if you are 50 or older
** Up to $51,000 or 25% of income per year (whichever is less)