RATES AND SPECIALS

Earn up to 2.5% APY*

On new investments of $100,000+ for 5 years

 

Invest today and help churches grow!

 

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Freedom certificate
Enjoy the freedom to access your funds while still earning a time certificate interest rate. With CDF's Freedom Certificate** you can redeem some or all of your balance without paying an early redemption fee—at any one time during the 20-month term.

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Step-up certificate
Increase your interest earnings if rates rise with CDF's new Step-Up Certificate***. You can request a one-time rate adjustment at any time during the 3-year term; when you do, your investment will earn CDF's prevailing 3-year rate from that date until it matures.

Today's Rates

Current RatesRotate on Mobile
  • Time Certificates
  • Flex Certificates
  • Retirement Certificates
6 mos 1 yr 18 mos 2 yr 3 yr 4 yr 5 yr
Bonus
Premier
Mini-Jumbo
Jumbo

Early redemption fees apply. Download yield sheet for details.

Invest with CDF Capital and help churches grow!

*APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 2.469%. The advertised interest yield is valid only on CDF’s 5 year time certificate. A twelve-month interest fee will apply for early redemption. When the time certificate matures, it will automatically renew into a 5 year certificate at CDF’s prevailing rate. Limited time offer. These are not offers to sell our securities to you and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The purchase of our securities is subject to terms, conditions and risks, which are described in our Offering Circular. CDF securities are not F.D.I.C. or S.I.P.C. insured nor are they bank deposits.

**APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 1.54%. The advertised interest yield is valid only on CDF’s 20-month special time certificate or IRA or 403(b). Interest rates are subject to change periodically. CDF will not assess a fee for a one-time early redemption from a Freedom Certificate. IRS fees, taxes and penalties may apply for early redemptions taken from Individual Retirement Accounts or 403(b)s. A six-month interest fee will apply for additional early redemptions. To remain active, the Freedom Certificate must maintain a minimum balance of $1,000, or the investment will be converted to a CDF Flex Certificate. When the time certificate matures, it will automatically renew at CDF’s prevailing two-year rate. IRAs and 403(b)s will automatically renew at CDF’s prevailing three-year retirement certificate rate.

***APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 1.74%. The advertised interest yield is valid only on CDF’s three-year special time certificate or IRA or 403(b).The investor may request a one-time adjustment, to CDF’s prevailing three-year rate, at any time during the term of the special certificate by calling (888) 540-7112. It may take up to 10 days for the rate change to become effective. A six-month interest fee will apply for early redemption. When the time certificate matures, it will automatically renew at CDF’s prevailing three-year rate.