We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.


We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

CDF Capital Announces the Sending Out of Kairos Benevolence Fund

By CDF Capital | March 31, 2022

FOR IMMEDIATE RELEASE [IRVINE, CA, March 31, 2022]– CDF Capital CEO Eric Schroeder and Kairos Benevolence Fund (KBF) Founding Director David Pace are pleased to announce the formation of a new, autonomous, 501(c)3 ministry to oversee and advance the charitable work of KBF. Founded in 2012, KBF has raised over $1,000,000 and has funded a…

Compassion and Generosity: Ukraine, Mulberry International, and Remember the Children

By Derrick Engoy | March 12, 2022

People across the nation watch in horror as the Russian invasion of Ukraine continues to intensify. Homes, cities, public buildings, and lives are being destroyed. While the United States and most of the other western powers have joined together to implement immense sanctions on Russia in order to help alleviate the pressures, many wonder what…

Join CDF Capital in Praying for Ukraine

By CDF Capital | February 25, 2022

It is a complicated thing dealing with war as a follower of Christ. While the author of Ecclesiastes tells us in chapter three that there is a time for everything under heaven, even war, that does not make the realities of loss, death, and violence easier to understand. And while many of us are detached…

CDF Capital Staff Highlight:
Robert Bedley

By Derrick Engoy | January 30, 2022

Robert Bedley, Director of Technology Services for CDF Capital, has become somewhat of a behind-the-scenes pillar for the company. Robert has been with the organization for nearly 17 years. “I’ve held every position in the department,” Robert said of his solid foundation with CDF Capital. “I’ve done everything from resetting passwords to data center moves.…

Outliving Pareto

By Brad Dupray | January 24, 2022

You may not have heard of Vilfredo Pareto, but Google has. Vilfredo was an economist who surmised late in the 19th and the early 20th centuries that nearly 20% of the people controlled 80% of the wealth. Since that time Vilfredo’s principle has been applied in countless settings. You may not have given him credit…

CDF Capital Staff Highlight: Kristen Raskulinecz

By Derrick Engoy | January 17, 2022

Kristen Raskulinecz, People Services Director at CDF Capital, absolutely loves her job. She has been with the company since November of 2013, and she considers it a blessing to work in Human Resources, given it is what she has known for most of her career. Working with people, because of her togetherness-oriented personality, is what…

Teaching Financial Principles to Children

By CDF Capital | January 5, 2022

You cannot navigate life successfully without some financial literacy, so it is surprising that kids do not graduate from high school with a better understanding of how to manage their money. The responsibility falls on parents to train children to be financially responsible. Here are some tips for teaching your children to be wise with…

A Three-Year-Old & His Money

By CDF Capital | December 30, 2021

Give 10%. Save 10%. And spend the rest with joy and gladness. Jeff Metzger, minister at River Hills Christian Church (Loveland, OH), a CDF Capital partner church, teaches the 10/10/80 Plan when preaching about stewardship. The first 10% of your income goes to God. The second 10% of your income is saved. The other 80%…

No Better Man

By Eric Schroeder | December 23, 2021

The other day I went to Arrowhead Stadium to film a short message for the CDF Capital team about what it means to me for us to be a Kingdom-minded organization. Being from Kansas City, I have a love and appreciation for the loyalty of Chief fans and how it brings so many together from…

Hope to the Lost

By Vittoria Allen | December 23, 2021

Emmanuel watched his wife get sexually abused before his very eyes. And just a year later, he would baptize the men who did it. One morning, Dr. Ajai Lall received a called from Emmanuel that he assumed would be a routine update on his home church. Little did he know, he would learn that God…