We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.


We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

A Prayer for Stillness, Quiet, and Slowing

By CDF Capital | January 27, 2023

The new year tends to immediately begin as a sprint. No matter what efforts we attempt at slowing down, the calendar already seems full just minutes after the clock strikes midnight.

The Pursuit of Holiness Through Generosity

By Steve Carr | January 20, 2023

The book of Leviticus is typically not included in conversations about generosity. But if we’re to develop a robust understanding of what it means to be generous, we must seek the whole counsel of Scripture and that includes this often-overlooked book. In a previous article we observed the role of God’s grace (the Greek word charis)…

Our Leaders, Ministers, and Pastors are More Than Enough

By CDF Capital | December 28, 2022

It is easy to forget how loved we are, especially when the busyness of the Christmas season tends to take over the calendar.

The Garden Fellowship

By Derrick Engoy | October 6, 2022

The Garden Fellowship, located just outside of Palm Springs in Indio, California, is a refreshing stream of life in the dry desert city. The 20-year-old church, having gone through various facelifts over the years, is on its way toward settling in and being a solid presence in the Coachella Valley. “When it comes to the…

The Eagle and the Seagull

By Nathan R. Elson | October 6, 2022

Across the span of human history, we have looked to the skies in awe and wonder of flight. In modern culture, ancient society, and even within biblical text, birds have a special place in our symbolic representation of things. When imagery of certain birds is invoked, it conjures thoughts and ideas immediately in our minds.…

Kauai Christian Fellowship

By Derrick Engoy | October 6, 2022

Kauai is known for its lush vegetation, crystal clear waters, and dramatic mountain cliffs. It is the northern most island of the Hawaiian archipelago and is considered the second oldest of the main islands that make up the state of Hawaii. Kauai is a paradise escape for rest, relaxation, and revitalization. Tucked within the beautiful…


By Eric Schroeder | October 6, 2022

I wrote the first investment check to start a bank in 2005. That bank became one of the largest financial institutions in the Midwest. I am not telling you this to brag, so please keep on reading. Letty Briggs, our first investor, wrote the initial check to fund an account at CDF Capital on July…

Cultivating a Harvest Devotional

By Susan Boldt | October 6, 2022

“I am the true vine, and my Father is the gardener.” -John 15:1-16 I have a little garden-and the emphasis is on the word “little.” This garden is tiny. It is small. Though the garden is little, however, I am out my back door every chance I get to poke and prod, to watch and wonder.…

Simple Math

By CDF Capital | September 23, 2022

Do you remember your early math lessons?  If Mary has five apples and gives one to Billy, how many apples does Mary now have? Math is fixed, even scientific.  In fact, with mathematical science, the United States was able to land men on the Moon (and return them safely to earth), and land and operate…

Compassion and Generosity: Ukraine, Mulberry International, and Remember the Children

By Derrick Engoy | March 12, 2022

People across the nation watch in horror as the Russian invasion of Ukraine continues to intensify. Homes, cities, public buildings, and lives are being destroyed. While the United States and most of the other western powers have joined together to implement immense sanctions on Russia in order to help alleviate the pressures, many wonder what…