We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.


We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

Sunnybrook of Stillwater: A Church That’s Going, Gathering, and Growing

By CDF Capital | September 11, 2023

2018 was an exciting year for Sunnybrook Christian Church, a long-established church reaching the community of Stillwater, Oklahoma, for nearly 50 years.

Dwelling Place Church Opens in the Atlanta Area

By CDF Capital | September 11, 2023

Have you ever experienced a God-movement in your life? When you knew deep down that God was restoring, refining, comforting, or challenging you?

Waters Church Continues to Grow with a Multi-Site Strategy

By CDF Capital | September 11, 2023

Waters Church has been a CDF Capital loan partner since 2019. They have a multi-site strategy to share the Gospel − from Massachusetts to Florida to Guatemala.

How Do I Consolidate My Debt?

By CDF Capital | September 11, 2023

When people search Google with questions about debt, one of the most often searched questions is, “How do I consolidate my debt?”

5 Common Church Budgeting Mistakes

By CDF Capital | September 11, 2023

When it comes to creating a budget, a lot of church leaders feel like they have been thrown in the deep end.

Transforming Church Culture when You’re Not the Leader

By CDF Capital | September 11, 2023

While you agree with its statement of belief and its mission, there are times when something is not quite right.

Why Your Church Budget Is the Single Most Important Document

By CDF Capital | September 11, 2023

When most church leaders need to define what their church is about, they carefully craft mission and vision statements.

Where To Cut Corners in Your Church Budget

By CDF Capital | September 11, 2023

Your church has a limited pool of resources to keep your ministry working toward accomplishing your mission.

What Is Church Culture—and Why Does It Matter?

By CDF Capital | September 11, 2023

You might have heard the term “church culture” and wondered what it meant. It is basically the personality of a church.

The Complete Guide to Creating a Church Budget

By CDF Capital | September 11, 2023

When it comes down to it, creating a church budget is about stewardship. Your budget is a vital strategic document.