We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.


We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

The Work Behind Generosity

By Steve Carr | March 17, 2023

Even if you like what you do, chances are you still have a love/hate relationship with work. If you feel this way, you’re not alone.

Generosity in the Face of Crisis

By Steve Carr | March 6, 2023

Learning how to be generous can be challenging, even more so when things start going sideways.

Best Practices of Benevolence

By Steve Carr | February 28, 2023

It’s a provocative thought, but one I’ve grappled with over the years.

The Need for Generous Balance

By Steve Carr | February 17, 2023

Too often we view stewardship through “all or nothing” lenses: I’m either a good steward, or I’m not.

Generosity as Evidence of Trust

By Steve Carr | February 14, 2023

The local church is critical to faith. From a biblical perspective, it’s impossible to separate participation in Christianity from involvement in a local church.

Compassion- Fueled Generosity

By Steve Carr | February 10, 2023

As we follow Jesus, we are called to pursue holiness. But this pursuit must not be rooted in our desire to be great. For example, in the story of the Rich Young Ruler in Matthew 19, Jesus tells the man to sell everything he owns before following him. It’s a profound request, one that typically…

A Broader Understanding of Stewardship

By Steve Carr | February 6, 2023

In recent years, the place where I became most frustrated was the carpool line. It wasn’t that I didn’t enjoy taking my child to school, but that I was plagued by parents who refused to follow the drop-off protocol. As I considered why I would get so frustrated at these rule breakers, I finally determined…

A Prayer for Stillness, Quiet, and Slowing

By CDF Capital | January 27, 2023

The new year tends to immediately begin as a sprint. No matter what efforts we attempt at slowing down, the calendar already seems full just minutes after the clock strikes midnight.

The Pursuit of Holiness Through Generosity

By Steve Carr | January 20, 2023

The book of Leviticus is typically not included in conversations about generosity. But if we’re to develop a robust understanding of what it means to be generous, we must seek the whole counsel of Scripture and that includes this often-overlooked book. In a previous article we observed the role of God’s grace (the Greek word charis)…

Our Leaders, Ministers, and Pastors are More Than Enough

By CDF Capital | December 28, 2022

It is easy to forget how loved we are, especially when the busyness of the Christmas season tends to take over the calendar.