We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

shape1Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.

shape1LEADERSHIP Capital

We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

shape1Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


$1.75 billion+


New from the CDF Capital blog

Transforming Churches, Transforming Lives

By Dusty Rubeck | March 18, 2019

“Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God’s will is—his good, pleasing and perfect will.” —Romans 12:2 November 8, 2018 was not just another day for the residents of Paradise, California. Of course they…

Hope in the Ashes

By Kelly Carr | March 18, 2019

“He will give a crown of beauty for ashes, a joyous blessing instead of mourning, festive praise instead of despair.” —Isaiah 61:3, NLT As we approached the foot of the ridge, the sunshine previously illuminating our path was slowly shrouded by dense fog. The setting befit the solemnness of our journey. A team of us…

Transforming a Church to Reach the Lost

By CDF Capital | March 18, 2019

Six years ago, about 140 people attended weekend services at Newton Christian Church in Newton, Kansas. It was the kind of church where everyone knew everyone else and most people had grown up knowing about God. But things began to change. “The heart of our people has become more open to those that need the…

Love in Action: An Open Letter from David Pace

By David Pace | March 18, 2019

  The Apostle John’s words have always haunted me: “If someone has enough money to live well and sees a brother or sister in need but shows no compassion—how can God’s love be in that person?” —1 John 3:17, NLT I was born into a preacher’s family, and I have been in the ministry all…

Stories from Hope

By Kelly Carr | March 18, 2019

On November 8, 2018, the town of Paradise, California was destroyed by the state’s deadliest, most destructive fire. Hope Christian Church lost their building, and the ministers and many members lost their homes. But the people were all evacuated safely. We visited with Lead Pastor Stan Freitas and shared a bit of his story in the article…

5 Axioms of Online Church

By Nathan R. Elson | March 18, 2019

Observations from XPS 2019 Over the past two decades of serving the Church from various platforms, I have found myself thrust into the conversation about online church. In the early 2000s, when I served a large group of churches in Southern California, we focused on convincing and coaching churches on how to have a web…

An Unexpected Journey

By CDF Capital | March 18, 2019

Ken Naegele has lived on the same county road in Indiana his entire life. Yet he’s spent many of his days on the move. From the military to mission trips to a job as a semi-truck driver, Ken has traveled the world, and it has transformed his perspective. Though his journey had a few twists…

A Lifetime of Service to the Lord

By CDF Capital | March 6, 2019

It was a warm summer’s day when Irene Pace dedicated her life to Christian service. She had been baptized at an early age and had gone to a Christian church all of her life, but this day was different. It was the day she decided to commit her life fully to accomplish the Lord’s work…