We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

shape1Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.

shape1LEADERSHIP Capital

We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

shape1Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

The Reluctant Church Planter

By CDF Capital | April 29, 2019

Mark Lee has been Lead Pastor of VantagePoint Church—a congregation of about 1,800 people in Eastvale, California—since he helped plant it 11 years ago. But Mark almost opted out of what God was doing in Eastvale. He tried church planting before, and it did not go so great. It was not what he saw himself…

A Fire for Sacred Spaces

By Steve Carr | April 22, 2019

After the fire at the Cathedral of Notre Dame in Paris, France, endless conversations have emerged about the future of the landmark. The most interesting one, in my view, concerns how the hollowed-out structure should be rebuilt. While some are demanding that reconstruction aim for a precise replication of the previous design, the French Prime…

The Triad Echo of God’s Call

By Nathan R. Elson | April 22, 2019

One of my more enjoyable ministry experiences was conceptualizing, organizing, and running Men’s Adventure Weekends with Hope Chapel in San Pedro, California. It was a simple concept: break everyone randomly into twelve tribes; put them in competitions around physical, spiritual, and intellectual tasks; watch them grow closer to God. Every weekend was the same—we would…

LifeQuest: Who God Created Us to Be

By CDF Capital | April 15, 2019

Back in 2000, Chris Pinion was not sure he would ever be a pastor again. He had helped plant two churches, and he was feeling the burnout. He thought maybe God was done using him for ministry. So he started working at a large grocery chain in Belton, Missouri. About six months into that job,…

4 Questions to Ask When Your Church Is Considering a Loan

By CDF Capital | April 8, 2019

There are times in the life of a church when a loan can help you take advantage of opportunities or provide solutions to specific problems. It could be that a new building has opened up in town that could help accommodate your growing congregation. Or maybe your church needs to refinance some loans it has…

How to Shop for a Church Loan

By CDF Capital | April 1, 2019

There are a lot of reasons why churches might consider getting a loan. Sometimes growth puts churches in a position that requires expanding their existing sanctuary or moving into a new building entirely. Sometimes it is just time to upgrade and improve areas in your existing facility. Or it could be that it is time…

Transforming Churches, Transforming Lives

By Dusty Rubeck | March 18, 2019

“Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God’s will is—his good, pleasing and perfect will.” —Romans 12:2 November 8, 2018 was not just another day for the residents of Paradise, California. Of course they…

Hope in the Ashes

By Kelly Carr | March 18, 2019

“He will give a crown of beauty for ashes, a joyous blessing instead of mourning, festive praise instead of despair.” —Isaiah 61:3, NLT As we approached the foot of the ridge, the sunshine previously illuminating our path was slowly shrouded by dense fog. The setting befit the solemnness of our journey. A team of us…

Transforming a Church to Reach the Lost

By CDF Capital | March 18, 2019

Six years ago, about 140 people attended weekend services at Newton Christian Church in Newton, Kansas. It was the kind of church where everyone knew everyone else and most people had grown up knowing about God. But things began to change. “The heart of our people has become more open to those that need the…

Love in Action: An Open Letter from David Pace

By David Pace | March 18, 2019

  The Apostle John’s words have always haunted me: “If someone has enough money to live well and sees a brother or sister in need but shows no compassion—how can God’s love be in that person?” —1 John 3:17, NLT I was born into a preacher’s family, and I have been in the ministry all…