We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

shape1Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.

shape1LEADERSHIP Capital

We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

shape1Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


Nearly $2 billion


New from the CDF Capital blog

Should Christians Leave Their Children Inheritances?

By CDF Capital | November 7, 2019

Back in 2013 a HSBC survey of more than 16,000 people in 15 countries found that only 56 percent of Americans planned on leaving an inheritance for their children—much lower than the 69 percent of retirees that intended to leave their estate to their kids. What should we make of the knowledge that only a…

How Should Scripture Inform My View of Debt?

By CDF Capital | November 7, 2019

When it comes to debt, Christian advice is all over the map. On the one hand, you have people who will tell you to avoid all credit like the plague. On the other extreme, you find Christians who run headlong into debt. What can we discern from the what the Bible says about debt? Is…

4 Reasons People Are Not Giving At Church

By CDF Capital | November 7, 2019

In Brian Kluth’s 2016 State of the Plate giving report, he shared that 59% of churches experienced declining of flat-lined giving in 2015—and 20% experienced a decline of 5% or more. Seeing how church expenses and opportunities for benevolence are only increasing, this represents a real problem. Let us look at some reasons that people…

Groundbreakings and Grand Openings

By Brad Dupray | November 7, 2019

In sporting life there is an added excitement to OT—overtime! When it comes to reading through the Bible there is the challenge right at the beginning: OT—the Old Testament. It seems like right after you get out of the Garden of Eden and Noah building a big boat that you start thinking, “How much longer…

The Caterpillar and the Butterfly

By Dusty Rubeck | September 2, 2019

It’s hard to imagine two creatures with less in common than the caterpillar and the butterfly. They appear to be opposites in most every way. A caterpillar is little more than a large worm crawling along at a few yards per hour. Yet when its metamorphosis is complete, it emerges from the cocoon as a…

Remain Steadfast in the Face of Change

By CDF Capital | September 2, 2019

John Scott has seen colossal transformation in his more than 30 years at Community Christian Church in Hemet, California. “In the last ten years since the economic crash, our valley took an absolutely huge hit and never has recovered,” said John. The main industry in the area was housing. Right before the crash he remembered,…

The Digital Age of Church: Stories of Online Transformation

By Andrew Statezny | September 2, 2019

I encourage church leaders to pastor people digitally as well as in person because I’ve seen absolute life change occur and relationships with Christ strengthened because of online church. Here are three examples: Long-Distance Baptism Last summer I was heading on vacation. Near my destination lived an entire family who had been participating in online…

The Digital Age of Church: Ask the Right Question

By Andrew Statezny | September 2, 2019

I recently did some work with a great church that was looking to up their digital game. But I couldn’t figure out why they were so far behind in the digital arena than other churches their size and budget. Being such a strong ministry, it didn’t make much sense. Until, that is, I heard a…

They Birthed a New Church

By CDF Capital | September 2, 2019

Two groups of people, who were 1,600 miles apart, sensed God moving in their lives. They did not know at the time, but they were on a collision course toward a ministry partnership. The Next Step of Obedience Tom Cooper, Mike Foster, and John Klundt at Broadway Christian Church in Mesa, Arizona could not shake…

Family & Faith

By Kelly Carr | September 2, 2019

The alarm blares the alert that morning has arrived, but before she can fully shake the slumber from her eyes, Cathy Campbell reaches across to the other pillow and feels an empty space. It has been one year since her husband Jim passed away, but some habits are hard to break. The date dawns on…