We Help Churches Grow

Since 1953, we’ve been helping churches get the resources they need to transform lives and communities.

We provide transformational capital to the church

God calls His people into a story of transformation. We help Christians and churches embrace their part in this story by providing the three kinds of capital every congregation needs for growth.

shape1Financial Capital

God calls His people to steward their resources. We help Christians and churches put their finances to work for the Kingdom.

Individual Investments

Your investment dollars are loaned to churches — which comes back to you with interest.

Church Loans & More

We provide competitive rates on building and refinancing loans to help churches grow.

shape1LEADERSHIP Capital

We don’t believe in cut-and-paste, one-size-fits-all solutions. Our world-class team of ministry practitioners walk alongside your leaders to increase the clarity, health, and alignment of your church.

shape1Spiritual Capital

God calls His people to pray and exercise their spiritual strengths on behalf of one another. Our network showers churches with prayers for blessing and growth.








$650 million

total assets



loans made



church & ministry partners


$1.75 billion+


New from the CDF Capital blog

Why Did I Have to Take Algebra?

By Brad Dupray | February 18, 2019

I struggled with algebra in ninth grade. I did what I could do to pass with the necessary C- and then math was going to be history for me. I had already made up my mind that I wanted to be a preacher, so I concentrated my studies on English, speech, history, and any other…

Financial Stability for Every Stage of Life

By CDF Capital | February 11, 2019

Imagine a book about your life where each chapter focused on a specific decade. By the time the book ends, you would hope to see real character development. You do not want to get to the last chapter and see yourself mired in the same problems that you had in the beginning. You want to…

When God Calls You to Stay

By CDF Capital | February 4, 2019

More than 150 years ago, a church sprouted up in the small town of Croton, Ohio. Today most people would still consider Croton Church of Christ to be a small church, hovering around 160 weekly attendees. At its biggest, the church boasted about 250. There are only about 400 people in the entire town of…

5 Tips for Modeling Financial Health as a Pastor

By CDF Capital | January 21, 2019

How your congregation uses money speaks volumes about their hearts. In the Sermon on the Mount, Jesus said, “For where your treasure is, there your heart will be also” (Matthew 6:21). This means that the way we use money is a reflection of our priorities, but it will also help direct them. Many pastors are…

How to Achieve Financial Security

By CDF Capital | January 7, 2019

What if you did not have to worry about money—even in an emergency? For most people, that sounds like a fantasy. But you do not have to be a millionaire to have financial security (and being a millionaire does not automatically mean you have it). Financial security means you can be confident that you have…

Make Room for Jesus

By Dusty Rubeck | December 20, 2018

“For to us a child is born,     to us a son is given,     and the government will be on his shoulders. And he will be called     Wonderful Counselor, Mighty God,     Everlasting Father, Prince of Peace.” —Isaiah 9:6 Every Thanksgiving weekend, our family gathers together for one of our favorite traditions.  Throughout…

KBF $61,000 Update: Hamilton Family

By David Pace | December 19, 2018

Steven Hamilton, a missionary to the Deaf, has cancer and may die unless he begins chemotherapy treatments right away. As we pray for God’s intervention and healing, KBF wants to try and be part of those answered prayers. So KBF’s leadership has authorized payment for the first 90 days of treatments—and told Steven and his…

Hope Rises: Letter from Stan Freitas

By CDF Capital | December 10, 2018

Republished with permission from Stan Frietas and Hope Christian Church.   Dear Hope Church Family, You have been on my heart every day since the Camp Fire began. I’m so sorry for the difficulty and loss you are dealing with. I wanted to write and update you on some of the things we are working…