A Note to Potential Investors

We may sell our Certificates in this offering only to investors whom we determine, before receiving an Offering Circular, to be members of, contributors to (including previous investors), or participants in a Qualified Ministry, CDF, or in any program, activity or organization which constitutes a part of a Qualified Ministry or CDF, or in other religious organizations that have a programmatic relationship with a Qualified Ministry or CDF (the “Limited Class of Investors”).

We, in our sole discretion, will determine whether a potential investor is in the Limited Class of Investors. We reserve the right to refuse to offer or sell any Certificate to any person or entity. For more information, see “Certificate Sales—Limited Class of Investors” beginning on page 11 of the Offering Circular.


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