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This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital’s financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured nor are they bank deposits. The CHURCH DEVELOPMENT FUND, CDF CAPITAL CDF CAPITAL and DESIGN and DESIGN ONLY trademarks and/or other identifiers referenced herein are trademarks of Church Development Fund, Inc., and may be registered in certain jurisdictions.