Current Rates and Specials

You want to be a wise steward of your resources, and you want to invest in helping churches grow. With CDF Capital, your dollars are used to provide loans for the expansion, building, and growth of churches while you earn interest on your investment.

Special Promotional Rates

APY for 21 months*
$5,000 minimum
New and Renewal Money

APY for 11 months**
$5,000 minimum
New and Renewal Money

Flex Certificate
APY for 6 months***
$250 Minimum for Individuals
$25,000 for Organizations
New Demand Money Only

Investment Rates

Yields subject to change

Time Certificates 1yr 2yr 3yr 5yr
Bonus $5,000 min* 3.10% 3.15% 3.25% 3.45%
Jumbo $100,000 min 3.20% 3.25% 3.35% 3.55%

Early redemption fees: Certificates up to and including 3 years, 6 months interest; Certificates over 3 years, 12 months interest.

Flex Certificates APY ----------------------------
Standard Flex $250 min 1.25% --------------------------------
Retirement Flex $250 min 1.25%
Ministry Reserve Certificate APY ----------------------------
Flex for qualified ministries $25,000 min 3.00% --------------------------------
Retirement Certificates 1yr 3yr 5yr
Bonus $5,000 min* 3.10% 3.25% 3.45%
Jumbo $100,000 min 3.20% 3.35% 3.55%

Early redemption fees: Certificates up to and including 3 years, 6 months interest; Certificates over 3 years, 12 months interest.

*Custodial Certificates have a minimum balance of $500, 403(b) Certificates have a minimum balance of $100.

Annual Percentage Yield (APY) assumes that all interest is left in the investment and compounded. All investments are compounded quarterly on the basis of a 365 day year. Yields are subject to change periodically. To confirm current yields or to determine Annual Percentage Rate (APR), call 888.540.7112.

This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital’s financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured nor are they bank deposits.

*APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 4.329%. The advertised interest yield is valid only on CDF Capital’s special 21-month time certificate. Limited time offer. The offer may not be
available online. A six-month interest fee will apply for early redemption. When the time certificate matures it will automatically renew into a 2 year certificate for standard investments and into a 3 year certificate for IRA and 403B investments. This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital’s financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured nor are they bank deposits.

**APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 4.135%. The advertised interest yield is valid only on CDF Capital’s special 11-month time certificate. Limited time offer. The offer may not be available online. A six-month interest fee will apply for early redemption. When the time certificate matures it will automatically renew into a 1 year certificate. This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital’s financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured nor are they bank deposits.

***APY = Annual Percentage Yield. Interest yield assumes that all interest is left in the investment and compounded. Annual Percentage Rate (APR) = 3.698%. The advertised interest yield is valid only on CDF Capital’s special Flex certificate for 6 months. After 6 months, for investments owned by individuals, the rate will change to CDF Capital’s standard Flex investment prevailing rate. After 6 months, for investments owned by organizations, the rate will change to CDF Capital’s Ministry Reserve investment prevailing rate. Limited time offer. New Demand Money only. Limit one per organization. New Demand money are funds not currently invested in a CDF Capital Flex Certificate. This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital’s financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured nor are they bank deposits.