FINANCIAL CAPITAL FOR CHURCHES
Individual Retirement Accounts
Invest in a bright tomorrow. Help churches grow today.
1953
established
$650 million
total assets
1,000+
church & ministry partners
Your IRA can transform churches and communities.
When you invest your retirement dollars with CDF Capital, you’re gaining more than just interest for the future. You’re partnering with us to help other churches grow. Through investments from people like you, we help churches get the resources they need to transform communities.
3 IRAs Available
Traditional IRA
Invest up to $7,000 ($8,000 if you are 50 or older) a year for contributions, which may also qualify as tax deductions.
- Tax-deferred earnings
- $1,000 catch up contributions for those 50 or older
- No limits on transfers
ROTH IRA
Invest up to $7,000 ($8,000 if you are 50 or older) a year of post-tax income, and earn tax free interest as your IRA grows.
- Tax-free earnings
- $1,000 catch up contributions for those 50 or older
- No limits on transfers
SEP
The Simplified Employee Pension (SEP) IRA is designed for small business owners who want to provide a retirement plan for their employees. Both employers and employees receive tax deductions on SEP contributions up to $69,000 or 25% of income per year (whichever is less).
You can contribute to a SEP in addition to your Traditional or Roth IRA in the same year, though contribution limits apply.
Vesting in a SEP IRA is immediately 100%.
Features
Auto-Investments
To make your investing experience as simple as possible, we offer automatic ACH deposits into any of your CDF Capital investments via CDF Direct.
Interest Calculator
Use our interest earnings calculator to estimate your return.
How to get started
In order to protect your information and provide the best possible experience, we use third-party services to collect, encrypt, and finalize the application process. Submission of your application does not guarantee account opening. Within 15 minutes of submission, you will receive an email from DocuSign to sign and complete your application.
If you have any questions you can chat with us, or contact us. Our office is open from 8:30am to 4:30pm PT.
